Sometimes it happens that disasters like floods and earthquakes make it necessary for you to shift from one place to another as these disasters destroy home properties. In such case, making a home inventory list becomes very important and crucial.
List of home inventories is actually made for your insurance company so that they can give you replacement value of your valuable items if they are destroyed in some disaster mentioned above.
Another thing which needs to be considered is that you should not only list bigger and important like expensive work of art or a TV but you should understand that listing big items is just a start. If you want the replacement value of all your possessions, you will have to make a detailed list of home inventory including dishes, clothes, shoes etc. If you will submit an appropriate claim, it would be easy for insurance company to cut you a check. If you will not make a home inventory list, it means that you will have to cover all the loss yourself.
While making a home inventory list, it is also recommended to give a detail of each item along with its picture. If you will do this, you will be able to get maximum return from insurance company so I would strongly recommend you to make a home inventory list.
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